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Is it easy to get a car loan with Navy Federal?
Navy Federal offers 100% financing, which means you might not need to make a down payment. This makes buying a vehicle easier if you don't have cash on hand, but it puts you at risk of becoming upside down on your car loan. You can choose a loan term of up to 96 months for new vehicles and 72 months for used-car loans.
What credit score is needed to get a loan from Navy Federal?
NFCU does not have a minimum credit score requirement; however, borrowers with higher credit scores have a better chance of qualifying and receiving favorable terms. We recommend a minimum score of 670.
How long is Navy Federal auto loan pre-approval good for?
for 90 calendar days.
How long is my pre-approval auto loan check good for?
Your auto loan pre-approval and interest rate are locked in for 90 calendar days from the date of the check.
What score does Navy Federal use for auto?
Applicants with a credit score of at least 650 and up to 850 may be eligible for Navy Federal Credit Union Auto Loan.
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